Savings Products
Safe, flexible, and rewarding savings options tailored to your needs.
Savings Products
Regular Savings
A core savings product for full-fledged cooperative members, this account promotes financial discipline while enabling members to earn interest and participate in the cooperative's growth and benefits.
Eligibility: All members (Regular and Associate) age 18 years and above.
Opening Amount: ₱100.00
Maintaining Balance: ₱500.00
Minimum to Earn Interest: ₱500.00 minimum at 2% interest per annum
Associate Savings
Eligibility: Associate members age 18 years and above.
Opening Amount: ₱800.00
Maintaining Balance: ₱1,500.00
Minimum to Earn Interest: ₱1,500.00 minimum at 2% interest per annum
In-Trust Savings
Withdrawable
A savings account held in trust by a cooperative member (parent or guardian) for a minor. It encourages early financial literacy and helps secure the child's future through the cooperative's trusted stewardship.
Eligibility: All children age 0–17 years old.
Opening Amount: ₱50.00
Maintaining Balance: ₱300.00
Minimum to Earn Interest: ₱300.00 minimum at 3% interest per annum
Non-Withdrawable
A savings account held in trust by a cooperative member (parent or guardian) for a minor. It encourages early financial literacy and helps secure the child's future through the cooperative's trusted stewardship.
Eligibility: All children age 0–17 years old.
Opening Amount: ₱1,075.00
Maintaining Balance: ₱1,000.00
Minimum to Earn Interest: ₱1,000.00 minimum at 4.5% interest per annum
Joint Account Savings
Eligibility: Associate members age 18 years and above.
Opening Amount: ₱800.00
Maintaining Balance: ₱1,500.00
Minimum to Earn Interest: ₱1,500.00 minimum at 2% interest per annum
Group Account Savings
A core savings product for full-fledged cooperative members, this account promotes financial discipline while enabling members to earn interest and participate in the cooperative's growth and benefits.
Eligibility: All members (Regular and Associate) age 18 years and above.
Opening Amount: ₱2,500.00
Maintaining Balance: ₱2,000.00
Minimum to Earn Interest: ₱2,000.00 minimum at 2% interest per annum
Time Deposits
Short Term Time Deposits
An investment option for cooperative members who wish to lock in their savings for a fixed term. This product offers higher interest rates and contributes to the cooperative's capital buildup while ensuring members' funds grow steadily over time.
Eligibility: All members (Regular and Associate) age 18 years and above.
Opening Amount: None
Maintaining Balance: None
| Amount | 6 Months | 9 Months | 1 Year |
|---|---|---|---|
| ₱10,000 – ₱50,000 | 1.65% | 2.75% | 3.5% |
| ₱51,000 – ₱100,000 | 1.85% | 3% | 4% |
| ₱101,000 – ₱500,000 | 2.10% | 3.5% | 4.5% |
| ₱501,000 – ₱1,000,000 | 2.25% | 3.75% | 5% |
| ₱1,010,000 & above | 2.50% | 4.25% | 5.5% |
Long Term Time Deposits
An investment option for cooperative members who wish to lock in their savings for a fixed term. This product offers higher interest rates and contributes to the cooperative's capital buildup while ensuring members' funds grow steadily over time.
Eligibility: All members (Regular and Associate) age 18 years and above.
Opening Amount: None
Maintaining Balance: None
| Amount | 2 Years | 3 Years | 5 Years |
|---|---|---|---|
| ₱10,000 – ₱50,000 | 4.25% | 4.75% | 5.25% |
| ₱51,000 – ₱100,000 | 4.75% | 5% | 5.75% |
| ₱101,000 – ₱500,000 | 5% | 5.5% | 5.75% |
| ₱501,000 – ₱1,000,000 | 5.50% | 6% | 7% |
| ₱1,010,000 & above | 6% | 6.5% | 7.5% |